TSB and Gen H Announce Fresh Mortgage Rate Cuts

 

TSB has introduced rate reductions of up to 0.20% across its residential, product transfer, and additional borrowing offerings.

For first-time buyers and home movers, the lender’s two-year fixed rates at 0% to 75% and 85% to 95% loan-to-value (LTV) brackets have been cut by as much as 0.20%. Additionally, three-year fixed rates within the 0% to 75% and 85% to 90% LTV categories have been reduced by up to 0.15%.

Remortgage customers will also benefit, with two-year fixed rates for 0% to 75% and 85% to 90% LTV decreased by up to 0.20%.

Within TSB’s product transfer range, residential two-year fixed rates at 60% to 75% LTV have been trimmed by 0.05%. Similarly, additional borrowing options for the same LTV tier have seen a 0.05% reduction.

Meanwhile, Gen H has rolled out further cuts on its five-year fixed-rate mortgages. Rates at 85% and 90% LTV have been decreased by 0.21%, while the 95% LTV option has dropped by 0.10%.

These latest changes follow Gen H’s previous rate cuts last week, where its two-year fixed rates were lowered by up to 0.30%

 

 

Source: Becky Bellamy at Mortgage Strategy

 

29 April 2025

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