Freehold Restrictive Covenant Insurance 

Legal Brokers Ltd specialises in providing expert legal indemnity insurance solutions across the UK. Our team supports solicitors, lenders, property buyers, and developers with fast, reliable cover for restrictive covenants and other title risks. We deliver comprehensive protection, clear guidance, and responsive service at every stage of the transaction.

What Is Freehold Restrictive Covenant Insurance?

reehold Restrictive Covenant Insurance protects property owners, developers, and lenders against financial losses arising from breaches or potential breaches of a restrictive covenant. These covenants can restrict development, limit land use, or impose obligations that may no longer be practical or enforceable.

Why Is Restrictive Covenant Insurance Important?

Restrictive covenants often cause delays and uncertainty in property transactions. Enforcement, whether attempted or successful, can lead to:

• Legal disputes
• Injunctions stopping development
• Compensation demands
• Reduced property value
• Planning or construction delays

Our indemnity insurance policies provide insurance that removes these risks, giving you peace of mind and transactional certainty.

What Does Freehold Restrictive Covenant Insurance Cover?

A policy arranged through Legal Brokers Ltd may include cover for:

• Costs to defend legal action
• Damages, settlements, or compensation
• Costs to modify or release the covenant
• Loss of market value
• Costs of halting, altering, or undoing works

When Do You Need Restrictive Covenant Insurance?

You may require cover when:

• A restrictive covenant’s terms or origin are unclear
• The original beneficiary cannot be traced
• A planned development may breach a covenant
• A solicitor or lender requires protection
• The covenant appears outdated or ambiguous

Who Benefits From Restrictive Covenant Insurance?

Our policies support:

• Residential buyers
• Commercial property purchasers
• Developers and builders
• Mortgage lenders
• Conveyancing solicitors
• Housing associations
• Landowners

How the Insurance Process Works;

• Risk Review – We assess the covenant and potential exposure.
• Underwriting – We liaise with specialist insurers for fast quotation.
• Policy Issue – Cover is arranged with a one-off premium.
• Long-Term Protection – Policies usually last indefinitely and transfer to future owners.

Advantages of Freehold Restrictive Covenant Insurance;

• Prevents costly legal disputes
• Speeds up conveyancing
• Supports planning and development
• Satisfies lender requirements
• Provides long-term, transferable protection

Freehold Restrictive Covenant Insurance for Developers;

• Protects against injunctions
• Supports planning applications
• Satisfies funders and lenders
• Ensures sites remain viable without delays

Get Freehold Restrictive Covenant Insurance

Whether you’re buying, refinancing, or developing land, inorder to discuss Freehold Restrictive Covenant Indemnity Insurance, please call us on 0345 603 0708 or email indemnities@legalbrokers.com.

Legal Brokers Ltd

Freehold Restrictive Covenant Indemnity Insurance