Lack of Building Regulations Consent 

When building works have been carried out without the correct Building Regulations approval, it can cause issues during a property sale or remortgage. Lack of Building Regulations Consent Insurance protects buyers, sellers, and lenders from enforcement risks. Policies start at £25.00, including tax.

What is lack of Building Regulations Consent insurance? 

This insurance covers the risk that a local authority may take enforcement action because building works were completed without approval, certification, or evidence of compliance.

Why Might You Need This Insurance?

You may need this policy when:

• A completion certificate is missing
• Works were carried out by a previous owner
• Approved inspectors are no longer trading
• No building control application was submitted
• Building control records are incomplete

What Does the Policy Cover?

• Legal defence costs
• Expenses to alter, remove, or reinstate works
• Compensation or financial losses
• Loss of market value
• Costs caused by delays or disruption
• Future owners and lenders

Common Works That May Require Cover;

• Loft or garage conversions
• Extensions
• Structural alterations
• Electrical rewiring
• Heating/boiler installations
• Drainage changes
• Replacement windows/doors

Who Needs This Insurance?

• Homebuyers and sellers
• Solicitors and conveyancers
• Mortgage lenders
• Property developers
• Commercial buyers
• Landlords and investors

Benefits of Sourcing Cover Through Legal Brokers Ltd

• Instant quotations via our portal
• Lender approved policies
• Indefinite, transferable cover
• Immediately put policies on risk & receive the documents
• And have protection against costly enforcement action!

If you represent a property developer this policy will help you manage historic compliance risks, secure funding, and simplify onward sales. In order to organise a lack of building regulations indemnity policy please call us on 0345 603 0708 or email indemnities@legalbrokers.com to discuss your needs.

Legal Brokers Ltd

Lack of Building Regulation Indemnity Insurance