Lack of Building Regulations Consent Insurance 

When building works have been carried out without the correct Building Regulations approval, it can cause issues during a property sale or remortgage. Lack of Building Regulations Consent Insurance protects buyers, sellers, and lenders from enforcement risks. 

What Is Lack of Building Regulations Consent Insurance?

This insurance covers the risk that a local authority may take enforcement action because building works were completed without approval, certification, or evidence of compliance.

Why Might You Need This Insurance?

You may need this policy when:

• A completion certificate is missing
• Works were carried out by a previous owner
• Approved inspectors are no longer trading
• No building control application was submitted
• Building control records are incomplete

What Does the Policy Cover?

• Legal defence costs
• Expenses to alter, remove, or reinstate works
• Compensation or financial losses
• Loss of market value
• Costs caused by delays or disruption
• Future owners and lenders

Common Works That May Require Cover;

• Loft or garage conversions
• Extensions
• Structural alterations
• Electrical rewiring
• Heating/boiler installations
• Drainage changes
• Replacement windows/doors

Who Needs This Insurance?

• Homebuyers and sellers
• Solicitors and conveyancers
• Mortgage lenders
• Property developers
• Commercial buyers
• Landlords and investors

Benefits of Sourcing Cover Through Legal Brokers Ltd

• Instant quotations via our portal
• Lender approved policies
• Indefinite, transferable cover
• Immediately put policies on risk & receive the documents
• And have protection against costly enforcement action!

If you represent a property developer this policy will help you manage historic compliance risks, secure funding, and simplify onward sales.

In order to organise a lack of building regulations indemnity policy please call us on 0345 603 0708 or email indemnities@legalbrokers.com to discuss your needs.

Legal Brokers Ltd

Lack of Building Regulation Consent Insurance